PATH Planning Alternative Tomorrows with Hope
The Registered Disability Savings Plan (RDSP) is a Canada-wide registered matched savings plan specific for people with disabilities. Here are some basics:
- For every $1 put in an RDSP account, the federal government can (if your family income is below $91,831) match with up to $3! This is the Canada Disability Savings Grant.
- For people living on a low-income (less than $30,000), the federal government will put in $1000 each year for 20 years! This is the Canada Disability Savings Bond.
- For people living on an income between $25,356 – $45,916, they can still receive a partial bond.
Anyone can contribute to an RDSP- family, friends, neighbours… it gives people who want to help a way to do so!
The money can be invested to grow- we have heard that it is the best Return on Investment available. Depending on someone’s income, any money saved immediately triples in value. Once investment decisions are made, it can really start to grow!
The RDSP is exempt from most provincial disability and income assistance benefits. It does not get clawed back and it does not reduce disability benefits payments. Click here to find out how your province treats the RDSP.
People with disabilities can choose what to do with the money when it comes out- there are no restrictions on how the money can be spent! BCCOMPAS Registered Disability Savings Plan – Powerpoint Presentation
Transitioning to adulthood can be particularly challenging for youth with developmental disabilities and their families. A Services to Adults With Developmental Disabilities (STADD) navigator can help.
A navigator can help you plan for the future and your transition into adulthood. They can help you form a planning team and coordinate supports and services from government and agencies and are available in many areas and their surrounding communities.
Choice in Supports for Independent Living (CSIL) is a self-managed care option for home support services where funds are provided to eligible clients to purchase and manage their own home support services.
Providing support to individuals with disabilities who receive or are interested in receiving individualized funding for their personal care needs.
Community Living BC (CLBC) is a provincial crown agency, mandated under the Community Living Authority Act, that funds supports and services through service agencies for adults with developmental disabilities and their families in British Columbia. CLBC is working to create communities where people with developmental disabilities have more choices about how they live, work and contribute.
Inclusion BC is a provincial federation whose members include people with intellectual disabilities, families and community agencies.
The Inclusion BC Provincial Office provides support, education and advocacy where and when it’s needed, breaking down barriers and building communities that include people of all abilities.
What we do:
- Provide individual advocacy and community referral support
- Advocate at a systems level for government change
- Publish resources and host regional workshops and provincial conferences
- Support family, self advocacy and professional networks across BC
- Promote inclusion through public awareness initiatives and campaigns